--- title: Five Nines Blog --- [Skip to the main content.](https://blog.fivenines.com#main-content) 1-855-817-5959    [help@fivenines.com](mailto:help@fivenines.com) [![FN\_Reverse\_Logo](https://blog.fivenines.com/hs-fs/hubfs/FN_Reverse_Logo.png?width=3022&height=849&name=FN_Reverse_Logo.png "FN_Reverse_Logo")](https://fivenines.com/) [![FiveNinesPrimaryLogo](https://blog.fivenines.com/hs-fs/hubfs/FiveNinesPrimaryLogo.png?width=3022&height=849&name=FiveNinesPrimaryLogo.png "FiveNinesPrimaryLogo")](https://fivenines.com/) - [Solutions](https://fivenines.com/solutions/) - [Managed IT Services](https://fivenines.com/solutions/managed-it-services/) - [Cybersecurity Services](https://fivenines.com/solutions/cybersecurity/) - [Cloud & Productivity](https://fivenines.com/solutions/cloud-productivity/) - [Projects & Enhancements](https://fivenines.com/solutions/it-projects/) - [Placement Services](https://fivenines.com/solutions/onsite-it/) - Industries - [Finance & Banking](https://fivenines.com/industries/banking/) - [Healthcare](https://fivenines.com/industries/healthcare/) - [Legal](https://fivenines.com/industries/legal/) - [Nonprofit](https://fivenines.com/industries/non-profit/) - [Manufacturing & Logistics](https://fivenines.com/industries/manufacturing-logistics/) - [Small & Mid-Sized Businesses](https://fivenines.com/industries/smb/) - [Insights](https://fivenines.com/resources/) - [Resource Library](https://fivenines.com/resources/) - [Blog](https://blog.fivenines.com) - [About](https://fivenines.com/about/) - [About Five Nines](https://fivenines.com/about/) - [Leadership Team](https://fivenines.com/our-team/) - [Community Impact](https://fivenines.com/community/) - [Partnerships](https://fivenines.com/partnerships/) - [Careers](https://fivenines.com/careers/) - [Company News](https://fivenines.com/news/) Let's Talk Get Support Toggle Menu Toggle Menu Let's Talk Get Support - [Solutions](https://fivenines.com/solutions/) - [Managed IT Services](https://fivenines.com/solutions/managed-it-services/) - [Cybersecurity Services](https://fivenines.com/solutions/cybersecurity/) - [Cloud & Productivity](https://fivenines.com/solutions/cloud-productivity/) - [Projects & Enhancements](https://fivenines.com/solutions/it-projects/) - [Placement Services](https://fivenines.com/solutions/onsite-it/) - Industries - [Finance & Banking](https://fivenines.com/industries/banking/) - [Healthcare](https://fivenines.com/industries/healthcare/) - [Legal](https://fivenines.com/industries/legal/) - [Nonprofit](https://fivenines.com/industries/non-profit/) - [Manufacturing & Logistics](https://fivenines.com/industries/manufacturing-logistics/) - [Small & Mid-Sized Businesses](https://fivenines.com/industries/smb/) - [Insights](https://fivenines.com/resources/) - [Resource Library](https://fivenines.com/resources/) - [Blog](https://blog.fivenines.com) - [About](https://fivenines.com/about/) - [About Five Nines](https://fivenines.com/about/) - [Leadership Team](https://fivenines.com/our-team/) - [Community Impact](https://fivenines.com/community/) - [Partnerships](https://fivenines.com/partnerships/) - [Careers](https://fivenines.com/careers/) - [Company News](https://fivenines.com/news/) # Five Nines Blog #### Five Nines Experts Sharing Actionable IT Advice   Filter by Tag Show All AI Banking Business Continuity Case Studies Clinical IT Cloud Infrastructure Company Awards Compliance Copmany News Cyber Insurance Cybersecurity Finance Five Nines HIPPA Compliance Healthcare IT Services IT Tips & Tricks Incident Response Mobile Device Management Multi-Factor Authentication Office 365 Phishing Ransomware Strategic Planning Tech Operations Insights Tech Trends Virtual CIO Webinars [![](https://blog.fivenines.com/hs-fs/hubfs/Blog%20banner%20Two%20Weeks%20Notice.%20Zero%20Documentation@1x.png?width=1200&height=628&name=Blog%20banner%20Two%20Weeks%20Notice.%20Zero%20Documentation@1x.png)](https://blog.fivenines.com/what-happens-when-a-rural-hospitals-only-it-person-leaves) #### [What Happens When a Rural Hospital's Only IT Person Leaves?](https://blog.fivenines.com/what-happens-when-a-rural-hospitals-only-it-person-leaves) When a rural hospital's only IT person leaves, the hospital loses more than an employee. It loses the admin passwords, the network map, the renewal dates, the vendor... [IT Services](https://blog.fivenines.com/topic/it-services) [Business Continuity](https://blog.fivenines.com/topic/business-continuity) [Healthcare](https://blog.fivenines.com/topic/healthcare) [Compliance](https://blog.fivenines.com/topic/compliance) [Read More](https://blog.fivenines.com/what-happens-when-a-rural-hospitals-only-it-person-leaves) [![Operating Cost of Fair Lending Testing for AI Underwriting Models](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/7-ai-fair-lending-testing-cost-coo.docx.png?width=960&height=540&name=7-ai-fair-lending-testing-cost-coo.docx.png)](https://blog.fivenines.com/operating-cost-of-fair-lending-testing-for-ai-underwriting-models) #### [Operating Cost of Fair Lending Testing for AI Underwriting Models](https://blog.fivenines.com/operating-cost-of-fair-lending-testing-for-ai-underwriting-models) Why Traditional Fair Lending Testing Doesn't Catch AI-Specific Risk A community bank COO who has overseen fair lending testing programs for years knows the core pattern. The bank... [Business Continuity](https://blog.fivenines.com/topic/business-continuity) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Banking](https://blog.fivenines.com/topic/banking) [Read More](https://blog.fivenines.com/operating-cost-of-fair-lending-testing-for-ai-underwriting-models) [![What Good Third-Party AI Risk Management Looks Like Under OCC 2023-17](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/39-good-third-party-ai-risk-management-ceo.docx.png?width=960&height=540&name=39-good-third-party-ai-risk-management-ceo.docx.png)](https://blog.fivenines.com/what-good-third-party-ai-risk-management-looks-like-under-occ-2023-17) #### [What Good Third-Party AI Risk Management Looks Like Under OCC 2023-17](https://blog.fivenines.com/what-good-third-party-ai-risk-management-looks-like-under-occ-2023-17) The Five Visible Properties of Good Third-Party AI Risk Management A community bank CEO with multiple AI vendor relationships has heard the framework: third-party risk management... [Healthcare](https://blog.fivenines.com/topic/healthcare) [Strategic Planning](https://blog.fivenines.com/topic/strategic-planning) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [AI](https://blog.fivenines.com/topic/ai) [Read More](https://blog.fivenines.com/what-good-third-party-ai-risk-management-looks-like-under-occ-2023-17) [![](https://blog.fivenines.com/hs-fs/hubfs/feature_option-A_dark-3d-page_1920x1080.png?width=1920&height=1080&name=feature_option-A_dark-3d-page_1920x1080.png)](https://blog.fivenines.com/6-threats-redefining-risk-in-2026-for-healthcare-facilities) #### [6 Threats Redefining Risk in 2026 for Healthcare Facilities](https://blog.fivenines.com/6-threats-redefining-risk-in-2026-for-healthcare-facilities) Security is now a patient-care issue In 2026, cybersecurity in healthcare goes well beyond keeping hackers out. It means protecting the identities, vendors, cloud tools and daily... [Healthcare](https://blog.fivenines.com/topic/healthcare) [Compliance](https://blog.fivenines.com/topic/compliance) [AI](https://blog.fivenines.com/topic/ai) [Clinical IT](https://blog.fivenines.com/topic/clinical-it) [Read More](https://blog.fivenines.com/6-threats-redefining-risk-in-2026-for-healthcare-facilities) [![Budgeting for AI Explainability Infrastructure Under CFPB Circular 2022-03](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/6-ai-explainability-budget-cfpb-2022-03-cfo.docx.png?width=960&height=540&name=6-ai-explainability-budget-cfpb-2022-03-cfo.docx.png)](https://blog.fivenines.com/budgeting-for-ai-explainability-infrastructure-under-cfpb-circular-2022-03) #### [Budgeting for AI Explainability Infrastructure Under CFPB Circular 2022-03](https://blog.fivenines.com/budgeting-for-ai-explainability-infrastructure-under-cfpb-circular-2022-03) What AI Explainability Infrastructure Actually Costs at Community Bank Scale A community bank CFO sizing the bank's AI compliance budget has heard the term explainability used... [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Read More](https://blog.fivenines.com/budgeting-for-ai-explainability-infrastructure-under-cfpb-circular-2022-03) [![](https://blog.fivenines.com/hs-fs/hubfs/Blog%20banner%20The%20Oldest%20Computer%20in%20the%20Building@1x.png?width=1200&height=628&name=Blog%20banner%20The%20Oldest%20Computer%20in%20the%20Building@1x.png)](https://blog.fivenines.com/how-do-hospitals-protect-medical-devices-they-cant-patch) #### [How Do Hospitals Protect Medical Devices They Can't Patch?](https://blog.fivenines.com/how-do-hospitals-protect-medical-devices-they-cant-patch) Hospitals protect medical devices they can't patch by containing them instead of fixing them. That means knowing exactly which devices are on the network, isolating them in their... [Cybersecurity](https://blog.fivenines.com/topic/cybersecurity) [Healthcare](https://blog.fivenines.com/topic/healthcare) [Compliance](https://blog.fivenines.com/topic/compliance) [Read More](https://blog.fivenines.com/how-do-hospitals-protect-medical-devices-they-cant-patch) [![Reserve Modeling for AI-Driven ECOA Disparate Impact Settlements](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/5-ai-ecoa-disparate-impact-reserve-cfo.docx.png?width=960&height=540&name=5-ai-ecoa-disparate-impact-reserve-cfo.docx.png)](https://blog.fivenines.com/reserve-modeling-for-ai-driven-ecoa-disparate-impact-settlements) #### [Reserve Modeling for AI-Driven ECOA Disparate Impact Settlements](https://blog.fivenines.com/reserve-modeling-for-ai-driven-ecoa-disparate-impact-settlements) Whether to Reserve Against AI Fair Lending Exposure — And How A community bank CFO sitting in front of the operational risk reserve schedule has a fair question. Is AI-driven fair... [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Read More](https://blog.fivenines.com/reserve-modeling-for-ai-driven-ecoa-disparate-impact-settlements) [![](https://blog.fivenines.com/hs-fs/hubfs/Blog%20banner%20Nobody%20Files%20a%20Ticket%20for%20a%2030-Second%20Login@1x.png?width=1200&height=628&name=Blog%20banner%20Nobody%20Files%20a%20Ticket%20for%20a%2030-Second%20Login@1x.png)](https://blog.fivenines.com/how-do-managed-it-services-for-healthcare-give-staff-time-back) #### [How Do Managed IT Services for Healthcare Give Staff Time Back?](https://blog.fivenines.com/how-do-managed-it-services-for-healthcare-give-staff-time-back) Managed IT services for healthcare give staff time back by removing the small, repeated technology delays that pull nurses, physicians, and front desk teams away from patients.... [IT Services](https://blog.fivenines.com/topic/it-services) [Healthcare](https://blog.fivenines.com/topic/healthcare) [Read More](https://blog.fivenines.com/how-do-managed-it-services-for-healthcare-give-staff-time-back) [![True Cost of Building an AI Model Validation Function vs Engaging a Partner Under SR 11-7](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/4-ai-model-validation-cost-cfo.docx.png?width=960&height=540&name=4-ai-model-validation-cost-cfo.docx.png)](https://blog.fivenines.com/true-cost-of-building-an-ai-model-validation-function-vs-engaging-a-partner-under-sr-11-7) #### [True Cost of Building an AI Model Validation Function vs Engaging a Partner Under SR 11-7](https://blog.fivenines.com/true-cost-of-building-an-ai-model-validation-function-vs-engaging-a-partner-under-sr-11-7) Build vs. Buy for AI Model Validation — What the CFO Should Actually Weigh A community bank CFO sitting in front of a proposal to build an internal AI model validation function... [Compliance](https://blog.fivenines.com/topic/compliance) [Finance](https://blog.fivenines.com/topic/finance) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [AI](https://blog.fivenines.com/topic/ai) [Read More](https://blog.fivenines.com/true-cost-of-building-an-ai-model-validation-function-vs-engaging-a-partner-under-sr-11-7) [![](https://blog.fivenines.com/hs-fs/hubfs/Blog%20banner%20The%20Knowledge%20Is%20Gone@1x.png?width=1200&height=628&name=Blog%20banner%20The%20Knowledge%20Is%20Gone@1x.png)](https://blog.fivenines.com/how-do-you-switch-managed-it-providers-without-disrupting-patient-care) #### [How Do You Switch Managed IT Providers Without Disrupting Patient Care?](https://blog.fivenines.com/how-do-you-switch-managed-it-providers-without-disrupting-patient-care) You switch managed IT providers without disrupting patient care by treating the transition as a clinical continuity project, not a contract swap. That means collecting credentials... 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