--- title: Five Nines Blog --- [Skip to the main content.](https://blog.fivenines.com#main-content) 1-855-817-5959    [help@fivenines.com](mailto:help@fivenines.com) [![FN\_Reverse\_Logo](https://blog.fivenines.com/hs-fs/hubfs/FN_Reverse_Logo.png?width=3022&height=849&name=FN_Reverse_Logo.png "FN_Reverse_Logo")](https://fivenines.com/) [![FiveNinesPrimaryLogo](https://blog.fivenines.com/hs-fs/hubfs/FiveNinesPrimaryLogo.png?width=3022&height=849&name=FiveNinesPrimaryLogo.png "FiveNinesPrimaryLogo")](https://fivenines.com/) - [Solutions](https://fivenines.com/solutions/) - [Managed IT Services](https://fivenines.com/solutions/managed-it-services/) - [Cybersecurity Services](https://fivenines.com/solutions/cybersecurity/) - [Cloud & Productivity](https://fivenines.com/solutions/cloud-productivity/) - [Projects & Enhancements](https://fivenines.com/solutions/it-projects/) - [Placement Services](https://fivenines.com/solutions/onsite-it/) - Industries - [Finance & Banking](https://fivenines.com/industries/banking/) - [Healthcare](https://fivenines.com/industries/healthcare/) - [Legal](https://fivenines.com/industries/legal/) - [Nonprofit](https://fivenines.com/industries/non-profit/) - [Manufacturing & Logistics](https://fivenines.com/industries/manufacturing-logistics/) - [Small & Mid-Sized Businesses](https://fivenines.com/industries/smb/) - [Insights](https://fivenines.com/resources/) - [Resource Library](https://fivenines.com/resources/) - [Blog](https://blog.fivenines.com) - [About](https://fivenines.com/about/) - [About Five Nines](https://fivenines.com/about/) - [Leadership Team](https://fivenines.com/our-team/) - [Community Impact](https://fivenines.com/community/) - [Partnerships](https://fivenines.com/partnerships/) - [Careers](https://fivenines.com/careers/) - [Company News](https://fivenines.com/news/) Let's Talk Get Support Toggle Menu Toggle Menu Let's Talk Get Support - [Solutions](https://fivenines.com/solutions/) - [Managed IT Services](https://fivenines.com/solutions/managed-it-services/) - [Cybersecurity Services](https://fivenines.com/solutions/cybersecurity/) - [Cloud & Productivity](https://fivenines.com/solutions/cloud-productivity/) - [Projects & Enhancements](https://fivenines.com/solutions/it-projects/) - [Placement Services](https://fivenines.com/solutions/onsite-it/) - Industries - [Finance & Banking](https://fivenines.com/industries/banking/) - [Healthcare](https://fivenines.com/industries/healthcare/) - [Legal](https://fivenines.com/industries/legal/) - [Nonprofit](https://fivenines.com/industries/non-profit/) - [Manufacturing & Logistics](https://fivenines.com/industries/manufacturing-logistics/) - [Small & Mid-Sized Businesses](https://fivenines.com/industries/smb/) - [Insights](https://fivenines.com/resources/) - [Resource Library](https://fivenines.com/resources/) - [Blog](https://blog.fivenines.com) - [About](https://fivenines.com/about/) - [About Five Nines](https://fivenines.com/about/) - [Leadership Team](https://fivenines.com/our-team/) - [Community Impact](https://fivenines.com/community/) - [Partnerships](https://fivenines.com/partnerships/) - [Careers](https://fivenines.com/careers/) - [Company News](https://fivenines.com/news/) # Five Nines Blog #### Five Nines Experts Sharing Actionable IT Advice   Filter by Tag Show All AI Banking Business Continuity Case Studies Clinical IT Cloud Infrastructure Company Awards Compliance Copmany News Cyber Insurance Cybersecurity Finance Five Nines HIPPA Compliance Healthcare IT Services IT Tips & Tricks Incident Response Mobile Device Management Multi-Factor Authentication Office 365 Phishing Ransomware Strategic Planning Tech Operations Insights Tech Trends Virtual CIO Webinars [![](https://blog.fivenines.com/hs-fs/hubfs/Blog%20banner%20Outsourced%20Isn%E2%80%99t%20the%20Same%20as%20Covered@1x%20(1).png?width=1200&height=628&name=Blog%20banner%20Outsourced%20Isn%E2%80%99t%20the%20Same%20as%20Covered@1x%20(1).png)](https://blog.fivenines.com/what-is-the-best-midwest-it-support-for-a-rural-hospital) #### [What Is the Best Midwest IT Support for a Rural Hospital?](https://blog.fivenines.com/what-is-the-best-midwest-it-support-for-a-rural-hospital) The best Midwest IT support for a rural hospital is the provider that covers all five lanes of risk: staff devices, clinical systems, 24/7 security monitoring, HIPAA evidence, and... [IT Services](https://blog.fivenines.com/topic/it-services) [Cybersecurity](https://blog.fivenines.com/topic/cybersecurity) [Healthcare](https://blog.fivenines.com/topic/healthcare) [Compliance](https://blog.fivenines.com/topic/compliance) [Read More](https://blog.fivenines.com/what-is-the-best-midwest-it-support-for-a-rural-hospital) [![Cost of an Effective Challenge Function for AI Models Under SR 11-7](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/10-ai-effective-challenge-cost-cro.docx.png?width=960&height=540&name=10-ai-effective-challenge-cost-cro.docx.png)](https://blog.fivenines.com/cost-of-an-effective-challenge-function-for-ai-models-under-sr-11-7) #### [Cost of an Effective Challenge Function for AI Models Under SR 11-7](https://blog.fivenines.com/cost-of-an-effective-challenge-function-for-ai-models-under-sr-11-7) What Effective Challenge for AI Models Actually Costs at Community Bank Scale A community bank CRO sizing the effective challenge function for AI models faces a problem with... [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Read More](https://blog.fivenines.com/cost-of-an-effective-challenge-function-for-ai-models-under-sr-11-7) [![](https://blog.fivenines.com/hs-fs/hubfs/Blog%20banner%20Strong%20IT%20Team.%20Uncovered%20Nights@1x.png?width=1200&height=628&name=Blog%20banner%20Strong%20IT%20Team.%20Uncovered%20Nights@1x.png)](https://blog.fivenines.com/how-does-co-managed-it-work-for-a-hospital-that-already-has-an-it-team) #### [How Does Co-Managed IT Work for a Hospital That Already Has an IT Team?](https://blog.fivenines.com/how-does-co-managed-it-work-for-a-hospital-that-already-has-an-it-team) Co-managed IT works by splitting responsibility: the hospital's internal IT team keeps ownership of clinical systems, users, and daily operations, while a partner such as Five... [IT Services](https://blog.fivenines.com/topic/it-services) [Cybersecurity](https://blog.fivenines.com/topic/cybersecurity) [Healthcare](https://blog.fivenines.com/topic/healthcare) [Compliance](https://blog.fivenines.com/topic/compliance) [Incident Response](https://blog.fivenines.com/topic/incident-response) [Read More](https://blog.fivenines.com/how-does-co-managed-it-work-for-a-hospital-that-already-has-an-it-team) [![Cost of Vendor AI Oversight Under OCC Bulletin 2023-17](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/9-ai-vendor-oversight-cost-coo.docx.png?width=960&height=540&name=9-ai-vendor-oversight-cost-coo.docx.png)](https://blog.fivenines.com/cost-of-vendor-ai-oversight-under-occ-bulletin-2023-17) #### [Cost of Vendor AI Oversight Under OCC Bulletin 2023-17](https://blog.fivenines.com/cost-of-vendor-ai-oversight-under-occ-bulletin-2023-17) Why AI Vendors Require Deeper Oversight Than Traditional Vendor Management A community bank COO who has run a vendor management program for years knows the framework. Risk-tier... [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Read More](https://blog.fivenines.com/cost-of-vendor-ai-oversight-under-occ-bulletin-2023-17) [![What HIPAA-Compliant AI Governance Actually Costs a Community Hospital](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/61-hipaa-ai-governance-cost-ceo.docx.png?width=960&height=540&name=61-hipaa-ai-governance-cost-ceo.docx.png)](https://blog.fivenines.com/what-hipaa-compliant-ai-governance-actually-costs-a-community-hospital) #### [What HIPAA-Compliant AI Governance Actually Costs a Community Hospital](https://blog.fivenines.com/what-hipaa-compliant-ai-governance-actually-costs-a-community-hospital) What HIPAA-Aligned AI Governance Costs at Community Hospital Scale A community hospital CEO operating AI tools across clinical and administrative functions has watched HIPAA... [Healthcare](https://blog.fivenines.com/topic/healthcare) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [AI](https://blog.fivenines.com/topic/ai) [HIPPA Compliance](https://blog.fivenines.com/topic/hippa-compliance) [Read More](https://blog.fivenines.com/what-hipaa-compliant-ai-governance-actually-costs-a-community-hospital) [![](https://blog.fivenines.com/hs-fs/hubfs/Blog%20banner%20Two%20Weeks%20Notice.%20Zero%20Documentation@1x%20(1).png?width=1200&height=628&name=Blog%20banner%20Two%20Weeks%20Notice.%20Zero%20Documentation@1x%20(1).png)](https://blog.fivenines.com/what-should-a-hospital-board-ask-about-cybersecurity) #### [What Should a Hospital Board Ask About Cybersecurity?](https://blog.fivenines.com/what-should-a-hospital-board-ask-about-cybersecurity) A hospital board should ask five kinds of cybersecurity questions: what keeps patient care running if systems go down, how fast the hospital can recover, who is accountable, which... [Cybersecurity](https://blog.fivenines.com/topic/cybersecurity) [Business Continuity](https://blog.fivenines.com/topic/business-continuity) [Healthcare](https://blog.fivenines.com/topic/healthcare) [Strategic Planning](https://blog.fivenines.com/topic/strategic-planning) [Incident Response](https://blog.fivenines.com/topic/incident-response) [Read More](https://blog.fivenines.com/what-should-a-hospital-board-ask-about-cybersecurity) [![AI Alert Workflow Cost: False Positive Economics Under FinCEN AI/ML Expectations](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/8-ai-aml-alert-cost-coo.docx.png?width=960&height=540&name=8-ai-aml-alert-cost-coo.docx.png)](https://blog.fivenines.com/ai-alert-workflow-cost-false-positive-economics-under-fincen-ai/ml-expectations) #### [AI Alert Workflow Cost: False Positive Economics Under FinCEN AI/ML Expectations](https://blog.fivenines.com/ai-alert-workflow-cost-false-positive-economics-under-fincen-ai/ml-expectations) What an AI AML Alert Workflow Actually Costs at Community Bank Scale A community bank COO sitting in front of an AI AML proposal has been promised a 60% reduction in false... [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Read More](https://blog.fivenines.com/ai-alert-workflow-cost-false-positive-economics-under-fincen-ai/ml-expectations) [![In-House AI Governance vs Co-Managed AI Governance for Community Banks](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/13-in-house-vs-co-managed-ai-governance-ceo.docx.png?width=960&height=540&name=13-in-house-vs-co-managed-ai-governance-ceo.docx.png)](https://blog.fivenines.com/in-house-ai-governance-vs-co-managed-ai-governance-for-community-banks) #### [In-House AI Governance vs Co-Managed AI Governance for Community Banks](https://blog.fivenines.com/in-house-ai-governance-vs-co-managed-ai-governance-for-community-banks) Build, Co-Manage, or Partner — Choosing the Right AI Governance Model A community bank CEO weighing AI governance staffing has heard three different pitches in the last quarter.... [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Read More](https://blog.fivenines.com/in-house-ai-governance-vs-co-managed-ai-governance-for-community-banks) [![](https://blog.fivenines.com/hs-fs/hubfs/Blog%20banner%20Two%20Weeks%20Notice.%20Zero%20Documentation@1x.png?width=1200&height=628&name=Blog%20banner%20Two%20Weeks%20Notice.%20Zero%20Documentation@1x.png)](https://blog.fivenines.com/what-happens-when-a-rural-hospitals-only-it-person-leaves) #### [What Happens When a Rural Hospital's Only IT Person Leaves?](https://blog.fivenines.com/what-happens-when-a-rural-hospitals-only-it-person-leaves) When a rural hospital's only IT person leaves, the hospital loses more than an employee. It loses the admin passwords, the network map, the renewal dates, the vendor... [IT Services](https://blog.fivenines.com/topic/it-services) [Business Continuity](https://blog.fivenines.com/topic/business-continuity) [Healthcare](https://blog.fivenines.com/topic/healthcare) [Compliance](https://blog.fivenines.com/topic/compliance) [Read More](https://blog.fivenines.com/what-happens-when-a-rural-hospitals-only-it-person-leaves) [![Operating Cost of Fair Lending Testing for AI Underwriting Models](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/7-ai-fair-lending-testing-cost-coo.docx.png?width=960&height=540&name=7-ai-fair-lending-testing-cost-coo.docx.png)](https://blog.fivenines.com/operating-cost-of-fair-lending-testing-for-ai-underwriting-models) #### [Operating Cost of Fair Lending Testing for AI Underwriting Models](https://blog.fivenines.com/operating-cost-of-fair-lending-testing-for-ai-underwriting-models) Why Traditional Fair Lending Testing Doesn't Catch AI-Specific Risk A community bank COO who has overseen fair lending testing programs for years knows the core pattern. The bank... 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