--- title: Five Nines Blog --- [Skip to the main content.](https://blog.fivenines.com#main-content) 1-855-817-5959    [help@fivenines.com](mailto:help@fivenines.com) [![FN\_Reverse\_Logo](https://blog.fivenines.com/hs-fs/hubfs/FN_Reverse_Logo.png?width=3022&height=849&name=FN_Reverse_Logo.png "FN_Reverse_Logo")](https://fivenines.com/) [![FiveNinesPrimaryLogo](https://blog.fivenines.com/hs-fs/hubfs/FiveNinesPrimaryLogo.png?width=3022&height=849&name=FiveNinesPrimaryLogo.png "FiveNinesPrimaryLogo")](https://fivenines.com/) - [Solutions](https://fivenines.com/solutions/) - [Managed IT Services](https://fivenines.com/solutions/managed-it-services/) - [Cybersecurity Services](https://fivenines.com/solutions/cybersecurity/) - [Cloud & Productivity](https://fivenines.com/solutions/cloud-productivity/) - [Projects & Enhancements](https://fivenines.com/solutions/it-projects/) - [Placement Services](https://fivenines.com/solutions/onsite-it/) - Industries - [Finance & Banking](https://fivenines.com/industries/banking/) - [Healthcare](https://fivenines.com/industries/healthcare/) - [Legal](https://fivenines.com/industries/legal/) - [Nonprofit](https://fivenines.com/industries/non-profit/) - [Manufacturing & Logistics](https://fivenines.com/industries/manufacturing-logistics/) - [Small & Mid-Sized Businesses](https://fivenines.com/industries/smb/) - [Insights](https://fivenines.com/resources/) - [Resource Library](https://fivenines.com/resources/) - [Blog](https://blog.fivenines.com) - [About](https://fivenines.com/about/) - [About Five Nines](https://fivenines.com/about/) - [Leadership Team](https://fivenines.com/our-team/) - [Community Impact](https://fivenines.com/community/) - [Partnerships](https://fivenines.com/partnerships/) - [Careers](https://fivenines.com/careers/) - [Company News](https://fivenines.com/news/) Let's Talk Get Support Toggle Menu Toggle Menu Let's Talk Get Support - [Solutions](https://fivenines.com/solutions/) - [Managed IT Services](https://fivenines.com/solutions/managed-it-services/) - [Cybersecurity Services](https://fivenines.com/solutions/cybersecurity/) - [Cloud & Productivity](https://fivenines.com/solutions/cloud-productivity/) - [Projects & Enhancements](https://fivenines.com/solutions/it-projects/) - [Placement Services](https://fivenines.com/solutions/onsite-it/) - Industries - [Finance & Banking](https://fivenines.com/industries/banking/) - [Healthcare](https://fivenines.com/industries/healthcare/) - [Legal](https://fivenines.com/industries/legal/) - [Nonprofit](https://fivenines.com/industries/non-profit/) - [Manufacturing & Logistics](https://fivenines.com/industries/manufacturing-logistics/) - [Small & Mid-Sized Businesses](https://fivenines.com/industries/smb/) - [Insights](https://fivenines.com/resources/) - [Resource Library](https://fivenines.com/resources/) - [Blog](https://blog.fivenines.com) - [About](https://fivenines.com/about/) - [About Five Nines](https://fivenines.com/about/) - [Leadership Team](https://fivenines.com/our-team/) - [Community Impact](https://fivenines.com/community/) - [Partnerships](https://fivenines.com/partnerships/) - [Careers](https://fivenines.com/careers/) - [Company News](https://fivenines.com/news/) # Five Nines Blog #### Five Nines Experts Sharing Actionable IT Advice   Filter by Tag Show All AI Banking Business Continuity Case Studies Clinical IT Cloud Infrastructure Company Awards Compliance Copmany News Cyber Insurance Cybersecurity Finance Five Nines HIPPA Compliance Healthcare IT Services IT Tips & Tricks Incident Response Mobile Device Management Multi-Factor Authentication Office 365 Phishing Ransomware Strategic Planning Tech Operations Insights Tech Trends Virtual CIO Webinars [![](https://blog.fivenines.com/hs-fs/hubfs/Blog%20banner%20Who%20Else%20Is%20Holding%20Your%20Patient%20Data@1x.png?width=1200&height=628&name=Blog%20banner%20Who%20Else%20Is%20Holding%20Your%20Patient%20Data@1x.png)](https://blog.fivenines.com/which-it-vendors-count-as-business-associates-under-hipaa) #### [Which IT Vendors Count as Business Associates Under HIPAA?](https://blog.fivenines.com/which-it-vendors-count-as-business-associates-under-hipaa) Any IT vendor that creates, receives, maintains, or transmits protected health information (PHI) on your behalf is a HIPAA business associate and needs a signed business associate... [Cybersecurity](https://blog.fivenines.com/topic/cybersecurity) [Healthcare](https://blog.fivenines.com/topic/healthcare) [Compliance](https://blog.fivenines.com/topic/compliance) [Read More](https://blog.fivenines.com/which-it-vendors-count-as-business-associates-under-hipaa) [![What a Single OCR AI-Related Settlement Costs a Community Hospital](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/63-ocr-ai-settlement-cost-ceo.docx.png?width=960&height=540&name=63-ocr-ai-settlement-cost-ceo.docx.png)](https://blog.fivenines.com/what-a-single-ocr-ai-related-settlement-costs-a-community-hospital) #### [What a Single OCR AI-Related Settlement Costs a Community Hospital](https://blog.fivenines.com/what-a-single-ocr-ai-related-settlement-costs-a-community-hospital) The Full Cost of a Section 1557 AI Enforcement Matter — Not Just the Settlement A community hospital CEO with clinical AI tools has watched HHS OCR enforcement grow. The Section... [Healthcare](https://blog.fivenines.com/topic/healthcare) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [AI](https://blog.fivenines.com/topic/ai) [Read More](https://blog.fivenines.com/what-a-single-ocr-ai-related-settlement-costs-a-community-hospital) [![NYDFS 23 NYCRR 500 AI Risk Assessment Program Cost for a Community Bank](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/12-nydfs-500-ai-risk-assessment-cost-cro.docx.png?width=960&height=540&name=12-nydfs-500-ai-risk-assessment-cost-cro.docx.png)](https://blog.fivenines.com/nydfs-23-nycrr-500-ai-risk-assessment-program-cost-for-a-community-bank) #### [NYDFS 23 NYCRR 500 AI Risk Assessment Program Cost for a Community Bank](https://blog.fivenines.com/nydfs-23-nycrr-500-ai-risk-assessment-program-cost-for-a-community-bank) Why NYDFS Part 500 Now Requires AI-Aware Risk Assessment A community bank CRO with NY exposure has lived through the original Part 500 implementation, the 2023 amendment, and the... [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Read More](https://blog.fivenines.com/nydfs-23-nycrr-500-ai-risk-assessment-program-cost-for-a-community-bank) [![](https://blog.fivenines.com/hs-fs/hubfs/Blog%20banner%20Does%20Your%20Hospital%20Need%20a%20CIO@1x.png?width=1200&height=628&name=Blog%20banner%20Does%20Your%20Hospital%20Need%20a%20CIO@1x.png)](https://blog.fivenines.com/does-a-small-hospital-need-a-cio-or-would-a-virtual-cio-work) #### [Does a Small Hospital Need a CIO, or Would a Virtual CIO Work?](https://blog.fivenines.com/does-a-small-hospital-need-a-cio-or-would-a-virtual-cio-work) Most small hospitals do not need a full-time chief information officer, but nearly all of them need CIO-level decisions made on purpose. A virtual CIO (vCIO) works well for a... [IT Services](https://blog.fivenines.com/topic/it-services) [Healthcare](https://blog.fivenines.com/topic/healthcare) [Read More](https://blog.fivenines.com/does-a-small-hospital-need-a-cio-or-would-a-virtual-cio-work) [![Annual Cost of NIST AI RMF Program Adoption for a Community Bank Risk Function](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/11-nist-ai-rmf-program-cost-cro.docx.png?width=960&height=540&name=11-nist-ai-rmf-program-cost-cro.docx.png)](https://blog.fivenines.com/annual-cost-of-nist-ai-rmf-program-adoption-for-a-community-bank-risk-function) #### [Annual Cost of NIST AI RMF Program Adoption for a Community Bank Risk Function](https://blog.fivenines.com/annual-cost-of-nist-ai-rmf-program-adoption-for-a-community-bank-risk-function) Why Community Banks Adopt NIST AI RMF — And What It Actually Produces NIST publishes the framework at no cost. Banks adopt it because the framework gives the risk function a... [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Read More](https://blog.fivenines.com/annual-cost-of-nist-ai-rmf-program-adoption-for-a-community-bank-risk-function) [![](https://blog.fivenines.com/hs-fs/hubfs/Blog%20banner%20Outsourced%20Isn%E2%80%99t%20the%20Same%20as%20Covered@1x%20(1).png?width=1200&height=628&name=Blog%20banner%20Outsourced%20Isn%E2%80%99t%20the%20Same%20as%20Covered@1x%20(1).png)](https://blog.fivenines.com/what-is-the-best-midwest-it-support-for-a-rural-hospital) #### [What Is the Best Midwest IT Support for a Rural Hospital?](https://blog.fivenines.com/what-is-the-best-midwest-it-support-for-a-rural-hospital) The best Midwest IT support for a rural hospital is the provider that covers all five lanes of risk: staff devices, clinical systems, 24/7 security monitoring, HIPAA evidence, and... [IT Services](https://blog.fivenines.com/topic/it-services) [Cybersecurity](https://blog.fivenines.com/topic/cybersecurity) [Healthcare](https://blog.fivenines.com/topic/healthcare) [Compliance](https://blog.fivenines.com/topic/compliance) [Read More](https://blog.fivenines.com/what-is-the-best-midwest-it-support-for-a-rural-hospital) [![Cost of an Effective Challenge Function for AI Models Under SR 11-7](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/10-ai-effective-challenge-cost-cro.docx.png?width=960&height=540&name=10-ai-effective-challenge-cost-cro.docx.png)](https://blog.fivenines.com/cost-of-an-effective-challenge-function-for-ai-models-under-sr-11-7) #### [Cost of an Effective Challenge Function for AI Models Under SR 11-7](https://blog.fivenines.com/cost-of-an-effective-challenge-function-for-ai-models-under-sr-11-7) What Effective Challenge for AI Models Actually Costs at Community Bank Scale A community bank CRO sizing the effective challenge function for AI models faces a problem with... [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Read More](https://blog.fivenines.com/cost-of-an-effective-challenge-function-for-ai-models-under-sr-11-7) [![](https://blog.fivenines.com/hs-fs/hubfs/Blog%20banner%20Strong%20IT%20Team.%20Uncovered%20Nights@1x.png?width=1200&height=628&name=Blog%20banner%20Strong%20IT%20Team.%20Uncovered%20Nights@1x.png)](https://blog.fivenines.com/how-does-co-managed-it-work-for-a-hospital-that-already-has-an-it-team) #### [How Does Co-Managed IT Work for a Hospital That Already Has an IT Team?](https://blog.fivenines.com/how-does-co-managed-it-work-for-a-hospital-that-already-has-an-it-team) Co-managed IT works by splitting responsibility: the hospital's internal IT team keeps ownership of clinical systems, users, and daily operations, while a partner such as Five... [IT Services](https://blog.fivenines.com/topic/it-services) [Cybersecurity](https://blog.fivenines.com/topic/cybersecurity) [Healthcare](https://blog.fivenines.com/topic/healthcare) [Compliance](https://blog.fivenines.com/topic/compliance) [Incident Response](https://blog.fivenines.com/topic/incident-response) [Read More](https://blog.fivenines.com/how-does-co-managed-it-work-for-a-hospital-that-already-has-an-it-team) [![Cost of Vendor AI Oversight Under OCC Bulletin 2023-17](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/9-ai-vendor-oversight-cost-coo.docx.png?width=960&height=540&name=9-ai-vendor-oversight-cost-coo.docx.png)](https://blog.fivenines.com/cost-of-vendor-ai-oversight-under-occ-bulletin-2023-17) #### [Cost of Vendor AI Oversight Under OCC Bulletin 2023-17](https://blog.fivenines.com/cost-of-vendor-ai-oversight-under-occ-bulletin-2023-17) Why AI Vendors Require Deeper Oversight Than Traditional Vendor Management A community bank COO who has run a vendor management program for years knows the framework. Risk-tier... [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Read More](https://blog.fivenines.com/cost-of-vendor-ai-oversight-under-occ-bulletin-2023-17) [![What HIPAA-Compliant AI Governance Actually Costs a Community Hospital](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/61-hipaa-ai-governance-cost-ceo.docx.png?width=960&height=540&name=61-hipaa-ai-governance-cost-ceo.docx.png)](https://blog.fivenines.com/what-hipaa-compliant-ai-governance-actually-costs-a-community-hospital) #### [What HIPAA-Compliant AI Governance Actually Costs a Community Hospital](https://blog.fivenines.com/what-hipaa-compliant-ai-governance-actually-costs-a-community-hospital) What HIPAA-Aligned AI Governance Costs at Community Hospital Scale A community hospital CEO operating AI tools across clinical and administrative functions has watched HIPAA... 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