--- title: Five Nines Blog | Five Nines Executive Team (10) description: (10) --- [Skip to the main content.](https://blog.fivenines.com/author/five-nines-executive-team/page/10#main-content) 1-855-817-5959    [help@fivenines.com](mailto:help@fivenines.com) [![FN\_Reverse\_Logo](https://blog.fivenines.com/hs-fs/hubfs/FN_Reverse_Logo.png?width=3022&height=849&name=FN_Reverse_Logo.png "FN_Reverse_Logo")](https://fivenines.com/) [![FiveNinesPrimaryLogo](https://blog.fivenines.com/hs-fs/hubfs/FiveNinesPrimaryLogo.png?width=3022&height=849&name=FiveNinesPrimaryLogo.png "FiveNinesPrimaryLogo")](https://fivenines.com/) - [Solutions](https://fivenines.com/solutions/) - [Managed IT Services](https://fivenines.com/solutions/managed-it-services/) - [Cybersecurity Services](https://fivenines.com/solutions/cybersecurity/) - [Cloud & Productivity](https://fivenines.com/solutions/cloud-productivity/) - [Projects & Enhancements](https://fivenines.com/solutions/it-projects/) - [Placement Services](https://fivenines.com/solutions/onsite-it/) - Industries - [Finance & Banking](https://fivenines.com/industries/banking/) - [Healthcare](https://fivenines.com/industries/healthcare/) - [Legal](https://fivenines.com/industries/legal/) - [Nonprofit](https://fivenines.com/industries/non-profit/) - [Manufacturing & Logistics](https://fivenines.com/industries/manufacturing-logistics/) - [Small & Mid-Sized Businesses](https://fivenines.com/industries/smb/) - [Insights](https://fivenines.com/resources/) - [Resource Library](https://fivenines.com/resources/) - [Blog](https://blog.fivenines.com) - [About](https://fivenines.com/about/) - [About Five Nines](https://fivenines.com/about/) - [Leadership Team](https://fivenines.com/our-team/) - [Community Impact](https://fivenines.com/community/) - [Partnerships](https://fivenines.com/partnerships/) - [Careers](https://fivenines.com/careers/) - [Company News](https://fivenines.com/news/) Let's Talk Get Support Toggle Menu Toggle Menu Let's Talk Get Support - [Solutions](https://fivenines.com/solutions/) - [Managed IT Services](https://fivenines.com/solutions/managed-it-services/) - [Cybersecurity Services](https://fivenines.com/solutions/cybersecurity/) - [Cloud & Productivity](https://fivenines.com/solutions/cloud-productivity/) - [Projects & Enhancements](https://fivenines.com/solutions/it-projects/) - [Placement Services](https://fivenines.com/solutions/onsite-it/) - Industries - [Finance & Banking](https://fivenines.com/industries/banking/) - [Healthcare](https://fivenines.com/industries/healthcare/) - [Legal](https://fivenines.com/industries/legal/) - [Nonprofit](https://fivenines.com/industries/non-profit/) - [Manufacturing & Logistics](https://fivenines.com/industries/manufacturing-logistics/) - [Small & Mid-Sized Businesses](https://fivenines.com/industries/smb/) - [Insights](https://fivenines.com/resources/) - [Resource Library](https://fivenines.com/resources/) - [Blog](https://blog.fivenines.com) - [About](https://fivenines.com/about/) - [About Five Nines](https://fivenines.com/about/) - [Leadership Team](https://fivenines.com/our-team/) - [Community Impact](https://fivenines.com/community/) - [Partnerships](https://fivenines.com/partnerships/) - [Careers](https://fivenines.com/careers/) - [Company News](https://fivenines.com/news/) # Five Nines Executive Team [![Co-Managed IT vs Fully Managed Operating Model: Which Fits Your Community Bank's Risk Appetite](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/11-co-managed-vs-outsourced-bank-ceo.docx.png?width=960&height=540&name=11-co-managed-vs-outsourced-bank-ceo.docx.png)](https://blog.fivenines.com/co-managed-it-vs-fully-managed-operating-model-which-fits-your-community-banks-risk-appetite) #### [Co-Managed IT vs Fully Managed Operating Model: Which Fits Your Community Bank's Risk Appetite](https://blog.fivenines.com/co-managed-it-vs-fully-managed-operating-model-which-fits-your-community-banks-risk-appetite) Why the IT Operating-Model Decision Is a Governance Choice, Not a Renewal A community bank CEO walking into an IT operating-model conversation is rarely framed as a strategic... [Business Continuity](https://blog.fivenines.com/topic/business-continuity) [Finance](https://blog.fivenines.com/topic/finance) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Banking](https://blog.fivenines.com/topic/banking) [Read More](https://blog.fivenines.com/co-managed-it-vs-fully-managed-operating-model-which-fits-your-community-banks-risk-appetite) [![Five-Year TCO of a Co-Managed IT Operating Model for a Community Bank](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/10-five-year-co-managed-tco-cfo.docx.png?width=960&height=540&name=10-five-year-co-managed-tco-cfo.docx.png)](https://blog.fivenines.com/five-year-tco-of-a-co-managed-it-operating-model-for-a-community-bank) #### [Five-Year TCO of a Co-Managed IT Operating Model for a Community Bank](https://blog.fivenines.com/five-year-tco-of-a-co-managed-it-operating-model-for-a-community-bank) Why the Year-One Price Comparison Misses Most of the Cost A community bank CFO walking into a co-managed IT decision typically sees the partner proposal price first and the... [Business Continuity](https://blog.fivenines.com/topic/business-continuity) [Finance](https://blog.fivenines.com/topic/finance) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Banking](https://blog.fivenines.com/topic/banking) [Read More](https://blog.fivenines.com/five-year-tco-of-a-co-managed-it-operating-model-for-a-community-bank) [![How a CFO Defends the Bank's Annual Cyber and IT Budget to the Board](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/09-cfo-defends-cyber-budget-board-ceo.docx.png?width=960&height=540&name=09-cfo-defends-cyber-budget-board-ceo.docx.png)](https://blog.fivenines.com/how-a-cfo-defends-the-banks-annual-cyber-and-it-budget-to-the-board) #### [How a CFO Defends the Bank's Annual Cyber and IT Budget to the Board](https://blog.fivenines.com/how-a-cfo-defends-the-banks-annual-cyber-and-it-budget-to-the-board) Why the Cyber Budget Is a Governance Question, not a Line Item A community bank CFO walking into the annual board budget review with the cyber and IT line item is rarely framed as... [Finance](https://blog.fivenines.com/topic/finance) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Banking](https://blog.fivenines.com/topic/banking) [Read More](https://blog.fivenines.com/how-a-cfo-defends-the-banks-annual-cyber-and-it-budget-to-the-board) [![Bank Branch IT Refresh Budget: What a 2026 CFO Should Plan For](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/08-bank-branch-refresh-budget-cfo.docx.png?width=960&height=540&name=08-bank-branch-refresh-budget-cfo.docx.png)](https://blog.fivenines.com/bank-branch-it-refresh-budget-what-a-2026-cfo-should-plan-for) #### [Bank Branch IT Refresh Budget: What a 2026 CFO Should Plan For](https://blog.fivenines.com/bank-branch-it-refresh-budget-what-a-2026-cfo-should-plan-for) Why Branch IT Refresh Is a Capital Planning Problem, Not a Project Budget A community bank CFO walking into the branch IT refresh discussion is rarely framed as a multi-year... [Finance](https://blog.fivenines.com/topic/finance) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Banking](https://blog.fivenines.com/topic/banking) [Read More](https://blog.fivenines.com/bank-branch-it-refresh-budget-what-a-2026-cfo-should-plan-for) [![The Real Cost of an FFIEC IT Exam Finding: Remediation, Repeat Findings, and Reputational Drag](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/07-ffiec-exam-finding-cost-cfo.docx.png?width=960&height=540&name=07-ffiec-exam-finding-cost-cfo.docx.png)](https://blog.fivenines.com/the-real-cost-of-an-ffiec-it-exam-finding-remediation-repeat-findings-and-reputational-drag) #### [The Real Cost of an FFIEC IT Exam Finding](https://blog.fivenines.com/the-real-cost-of-an-ffiec-it-exam-finding-remediation-repeat-findings-and-reputational-drag) Why the Total Cost of a Finding Rarely Shows Up on One Line A community bank CFO walking into the post-exam discussion is rarely framed as a strategic cost analysis. It arrives as... [Finance](https://blog.fivenines.com/topic/finance) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Banking](https://blog.fivenines.com/topic/banking) [Read More](https://blog.fivenines.com/the-real-cost-of-an-ffiec-it-exam-finding-remediation-repeat-findings-and-reputational-drag) [![DR Test Scoping Mistakes That Fail FFIEC Review: The Operations-Leader View](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/28-dr-test-mistakes-coo.docx.png?width=960&height=540&name=28-dr-test-mistakes-coo.docx.png)](https://blog.fivenines.com/dr-test-scoping-mistakes-that-fail-ffiec-review-the-operations-leader-view) #### [DR Test Scoping Mistakes That Fail FFIEC Review: The Operations-Leader View](https://blog.fivenines.com/dr-test-scoping-mistakes-that-fail-ffiec-review-the-operations-leader-view) Why the Annual DR Test Is an Operations Question, Not a Calendar Item A community bank COO walking into the next disaster recovery test is rarely framed as a strategic operations... [Compliance](https://blog.fivenines.com/topic/compliance) [Finance](https://blog.fivenines.com/topic/finance) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Banking](https://blog.fivenines.com/topic/banking) [Read More](https://blog.fivenines.com/dr-test-scoping-mistakes-that-fail-ffiec-review-the-operations-leader-view) [![What a 24/7 Security Operations Function Really Costs, and What You're Buying With Each Model](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/06-247-security-operations-cost-cfo.docx.png?width=960&height=540&name=06-247-security-operations-cost-cfo.docx.png)](https://blog.fivenines.com/what-a-24/7-security-operations-function-really-costs-and-what-youre-buying-with-each-model) #### [What a 24/7 Security Operations Function Really Costs, and What You're Buying With Each Model](https://blog.fivenines.com/what-a-24/7-security-operations-function-really-costs-and-what-youre-buying-with-each-model) What Security Operations Is Actually Buying You A community bank CFO walking into the security operations cost discussion is not buying a tool stack or a license. The CFO is... [Business Continuity](https://blog.fivenines.com/topic/business-continuity) [Finance](https://blog.fivenines.com/topic/finance) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Banking](https://blog.fivenines.com/topic/banking) [Read More](https://blog.fivenines.com/what-a-24/7-security-operations-function-really-costs-and-what-youre-buying-with-each-model) [![](https://blog.fivenines.com/hs-fs/hubfs/05-cyber-insurance-trends-bank-cfo.docx.png?width=960&height=540&name=05-cyber-insurance-trends-bank-cfo.docx.png)](https://blog.fivenines.com/cyber-insurance-premium-trends-for-community-banks-in-2026) #### [Cyber Insurance Premium Trends for Community Banks in 2026](https://blog.fivenines.com/cyber-insurance-premium-trends-for-community-banks-in-2026) Why Cyber Insurance Is a CFO Problem, Not a Procurement Task A community bank CFO walking into the next cyber insurance renewal is rarely framed as a strategic risk-transfer... [Cyber Insurance](https://blog.fivenines.com/topic/cyber-insurance) [Finance](https://blog.fivenines.com/topic/finance) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Read More](https://blog.fivenines.com/cyber-insurance-premium-trends-for-community-banks-in-2026) [![Hidden Costs of Running IT In-House at a Community Bank](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/04-in-house-it-hidden-costs-cfo.docx.png?width=960&height=540&name=04-in-house-it-hidden-costs-cfo.docx.png)](https://blog.fivenines.com/hidden-costs-of-running-it-in-house-at-a-community-bank) #### [Hidden Costs of Running IT In-House at a Community Bank](https://blog.fivenines.com/hidden-costs-of-running-it-in-house-at-a-community-bank) What "In-House IT" Actually Means at a Community Bank A community bank CFO walking into a budget review with the IT line item flagged for scrutiny is rarely looking at the full... [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Read More](https://blog.fivenines.com/hidden-costs-of-running-it-in-house-at-a-community-bank) [![Fractional Security Executive Pricing Benchmarks for Community Banks Under $1B AUM](https://blog.fivenines.com/hs-fs/hubfs/blog/taya-migration/03-fractional-security-exec-pricing-cfo.docx.png?width=960&height=540&name=03-fractional-security-exec-pricing-cfo.docx.png)](https://blog.fivenines.com/fractional-security-executive-pricing-benchmarks-for-community-banks-under-1b-aum) #### [Fractional Security Executive Pricing Benchmarks for Community Banks Under $1B AUM](https://blog.fivenines.com/fractional-security-executive-pricing-benchmarks-for-community-banks-under-1b-aum) What "Fractional CISO" Actually Means at a Community Bank A community bank CFO walking into a fractional security executive conversation usually inherits the same framing. The... [Finance](https://blog.fivenines.com/topic/finance) [Tech Operations Insights](https://blog.fivenines.com/topic/tech-operations-insights) [Read More](https://blog.fivenines.com/fractional-security-executive-pricing-benchmarks-for-community-banks-under-1b-aum) [Prev](https://blog.fivenines.com/author/five-nines-executive-team/page/9) [7](https://blog.fivenines.com/author/five-nines-executive-team/page/7) [8](https://blog.fivenines.com/author/five-nines-executive-team/page/8) [9](https://blog.fivenines.com/author/five-nines-executive-team/page/9) [10](https://blog.fivenines.com/author/five-nines-executive-team/page/10) [11](https://blog.fivenines.com/author/five-nines-executive-team/page/11) [Next](https://blog.fivenines.com/author/five-nines-executive-team/page/11) ### Topics [Cybersecurity](https://blog.fivenines.com/topic/cybersecurity) [Outsourced IT](https://blog.fivenines.com/topic/outsourced-it) [IT Tips & Tricks](https://blog.fivenines.com/topic/it-tips-tricks) [Business Continuity](https://blog.fivenines.com/topic/business-continuity) [Strategic Planning](https://blog.fivenines.com/topic/strategic-planning) --- ![email icon](https://blog.fivenines.com/hs-fs/hubfs/email%20icon.png?width=70&height=57&name=email%20icon.png) ### Stay Informed Subscribe to our newsletter to get fresh insights delivered to your inbox. ## Let's get in touch   [**(402) 817-2630**](tel:402-817-2630) [help@fivenines.com](mailto:help@fivenines.com) [Lincoln, NE](https://fivenines.com/contact/lincoln) [Omaha, NE](https://fivenines.com/contact/omaha) [Kearney, NE](https://fivenines.com/contact/kearney) [Central City, NE](https://fivenines.com/contact/central-city) [St. Louis, MO](https://fivenines.com/st-louis) ![cyberverify-1](https://blog.fivenines.com/hs-fs/hubfs/cyberverify-1.png?width=110&height=110&name=cyberverify-1.png)![aicpa](https://blog.fivenines.com/hs-fs/hubfs/aicpa.png?width=110&height=110&name=aicpa.png) ### Are we a good fit? 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